ASURION 3 Year Home Improvement Protection Plan ($90 - $99.99)
Quick take
This 3-year protection plan from Asurion is designed to add coverage after purchase for eligible portable products, including drops, spills, and cracked screens, plus power surge coverage from day one. It can be a good fit if you want a simpler claims process, but you need to buy within the allowed window and understand that pre-existing conditions are not covered.
Pros and cons
Pros
- No additional cost for covered repairs, with parts, labor, and shipping included.
- Coverage timing is clear: certain incidents covered from day one, and malfunctions covered after the manufacturer warranty.
- Claims can be filed online or by phone, and some buyers report quick reimbursement.
- Refunds may be provided via Amazon credit for the purchase price of the covered item.
Cons
- Eligibility has rules, including purchasing the plan with the product or within 30 days, and coverage does not include pre-existing conditions.
- Coverage for malfunctions is tied to the manufacturer warranty timeline, so it may not help immediately for every issue.
- Not all failure modes are guaranteed to be approved, so reviewing the terms is important before you rely on the plan.
What buyers think
Buyer-review evidence is mixed but leans positive on the claims experience. Multiple reviewers describe the process as fast and straightforward, often submitting online and receiving prompt resolution. Several buyers also highlight the reimbursement route, noting that resolution can include Amazon credit tied to the purchase price, which then supports replacement choices. At the same time, review evidence includes at least one unhappy experience where a device malfunction was not resolved through standard troubleshooting and required contacting support, suggesting that approval and outcomes can vary by claim details. Overall, buyer-review evidence points most clearly to claim handling speed as the standout strength, while coverage usefulness depends heavily on whether your specific issue and timing fall within the plan terms.
What this protection plan covers, and when it kicks in
This is a protection plan meant to extend coverage for eligible purchases for up to three years. It covers certain accident-related damage for portable products, including drops, spills, and cracked screens that occur during normal use. It also covers power surges starting from day one.
For malfunctions, coverage is structured around the manufacturer warranty timeline. In other words, it is intended to help after your original manufacturer warranty period has ended.
How claims typically work
The plan is built around an easy claims process. You can file a claim online or by phone any time during the coverage period. The process is designed to be fast, with many claims approved within minutes. If approved, Asurion provides an e-gift card for the purchase price of your covered product.
In some situations, resolution may involve repair or replacement. Based on buyer feedback, reimbursement can come via Amazon credit for the item purchase price, which then supports the replacement path you choose after the claim is resolved.
Who this is best for
- People buying a new portable device or eligible home-related item who want accident coverage like drops, spills, and cracked screens.
- Buyers who want the option to keep coverage through the first and second years, with malfunction protection intended after the manufacturer warranty ends.
- Shoppers who value a simple, online-first claims workflow and want reimbursement tied to the covered purchase price.
Who should think twice
- Anyone who might miss the purchase window (the plan must be purchased with the item or within 30 days of the product purchase).
- Buyers concerned about pre-existing conditions, because they are not covered.
- People relying on the plan for immediate manufacturer-warranty coverage, since malfunction coverage is structured to start after the manufacturer warranty.
Pros and cons summary
Pros: coverage includes accident types for eligible portable products, power surge coverage starts day one, and the claims process is designed to be quick and accessible. Buyer feedback frequently mentions prompt resolution and straightforward submission.
Cons: the plan is only useful if your purchase timing and claim details match the eligibility rules, and pre-existing conditions are excluded. Also, malfunction coverage depends on where you are in the manufacturer warranty timeline.
Price and availability
The plan is listed at $13.49 USD and is shown as in stock. Because protection plans are often tied to item price ranges and eligibility rules, confirm that your specific purchase fits the plan level before adding it.
FAQ
Is this protection plan worth buying?
It can be worth it if you want accident coverage (drops, spills, cracked screens for eligible portable products) and power surge coverage, and you plan to keep the item for years. It may be less appealing if your primary goal is immediate malfunction help during the manufacturer warranty period, since coverage for malfunctions is structured to come after that warranty ends.
How do I file a claim?
You can file a claim online or by phone. The process is designed to be quick, and approved claims can result in an e-gift card for the purchase price of your covered product, with repair or replacement possible in some cases.
When does coverage begin?
Coverage timing depends on the type of issue. The plan covers eligible incidents like drops, spills, and cracked screens for portable products, with coverage starting based on the purchase date. Power surge coverage is covered from day one, while malfunction coverage is tied to the manufacturer warranty period.
Is there any eligibility window for buying the plan?
Yes. The plan must be purchased with the product or within 30 days of the product purchase. Pre-existing conditions are not covered.
What happens after a claim is approved?
After approval, you receive an e-gift card for the purchase price of your covered product. Some claims may result in repair or replacement. Buyer reports also mention reimbursement via Amazon credit for the covered purchase price.
Specifications
| Product Title | ASURION 3 Year Home Improvement Protection Plan ($90 - $99.99) |
|---|---|
| Category | Electronics > Electronic Protection Plans |
| Manufacturer | ASURION |
| Price | USD 13.49 |
| Rating | 4.3/5 from 1,094 Amazon ratings |
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