ASURION 2 Year Portable Electronic Accident Protection Plan ($60 - $69.99)
Quick take
The ASURION 2 Year Portable Electronic Accident Protection Plan is designed to extend protection for eligible portable electronics for two years, covering accidental damage like drops, spills, cracked screens, and also certain power surge events from day one. It can be a smart purchase for devices that are more likely to take everyday knocks, but buyers should be ready to manage plan documentation and understand exclusions, especially for anything considered pre-existing or for business use.
Pros and cons
Pros
- Covers accidental damage such as drops, spills, and cracked screens.
- Includes power surge protection from day one.
- Simple claim workflow reported by buyers, including receiving a shipping label.
- Coverage can apply to malfunctions after the manufacturer’s warranty ends (for eligible products).
Cons
- Plan eligibility has timing rules, and pre-existing conditions are not covered.
- Business or commercial use is excluded.
- Some buyers find it hard to immediately identify which item a plan is tied to because policy emails may arrive before or after the product.
- Buyer experiences with claims are mixed, with at least some people reporting difficult or frustrating claim handling.
What buyers think
Buyer-review evidence is mixed but has clear themes. Several experiences describe claims as straightforward once started, with buyers reporting automated or guided steps and a shipping label for sending the device. Others raise a more process-oriented concern: plan documentation and item matching can be confusing, particularly when policy emails arrive separately from the product shipment and do not clearly identify which item is covered in the message itself. There are also negative reports that suggest some claim situations can feel difficult to navigate and may require sending the item, so the overall experience may depend on the specific case and how the plan is matched to your purchase.
What this plan covers (and what it does not)
This is an accident protection plan for eligible portable electronics in the $60 to $69.99 price range of the covered product. Coverage includes accidental damage such as drops, spills, and cracked screens, plus power surge protection from day one. In addition, it can cover certain malfunctions after the manufacturer’s warranty ends, which is particularly relevant for devices whose failure risk shows up later rather than immediately.
There are also important limitations:
- Timing and eligibility: the plan must be purchased with the product or within 30 days of purchase.
- Pre-existing conditions: these are not covered.
- Use case: products for business or commercial use are excluded.
- Reimbursement limits: claims may be repaired, replaced, or reimbursed up to the purchase price, excluding tax.
How claims typically work
When a claim is needed, buyers report using an online claims portal and receiving shipping instructions, including a shipping label. After the device is processed, replacements or reimbursements can be handled in a fast, automated flow for some claim types. However, because experiences vary, it is wise to review the terms and keep claim-related emails and documentation organized so you can quickly provide what is requested.
Who this plan is best for
This plan is most likely to appeal to shoppers who:
- Buy portable electronics that are prone to accidental damage (for example, devices used frequently outside the home).
- Want protection that includes drops, spills, and cracked screens rather than only manufacturer-warranty extension.
- Are buying controllers and similar electronics where wear and unexpected hardware issues can happen after the initial warranty window.
- Are comfortable managing plan documents so the coverage is correctly matched to the item.
Who should avoid it
It may be a poor fit if you:
- Need coverage that is clearly tied to an item without any effort, since some buyers report the policy communication does not make the covered item obvious at a glance.
- Are seeking protection for business or commercial use.
- Are trying to insure something that may already have an existing issue or failure.
- Prefer a plan experience with consistently simple claim handling, since reported outcomes are not uniformly positive.
Pros and cons recap
- Strong fit: portable devices where accidental damage and later malfunctions are realistic concerns.
- Main tradeoff: the coverage is conditional on eligibility rules and on keeping plan documentation aligned with the correct purchase.
Verdict
The ASURION 2 Year Portable Electronic Accident Protection Plan can be worth considering for eligible portable electronics in the $60 to $69.99 range, especially if you want coverage that includes accidental damage and power surge events. The strongest reason to buy is the accident-focused scope plus potential coverage after the manufacturer warranty ends. The biggest reason to pause is buyer confusion around plan-item matching and the fact that claim experiences are not consistently smooth across all situations. If you keep your order and plan emails organized and you are buying for a personal-use, eligible device, this kind of plan can be a sensible risk buffer.
Alternatives to consider
If you are comparing protection strategies rather than just this single plan, consider these angles:
- Warranty extension focused only on defects: can be cheaper, but typically won’t cover drops and spills the way accident plans do.
- Accidental damage-first coverage: best if your main concern is everyday mishaps like cracked screens and spills.
- Device-specific coverage: if your device has known failure patterns, you may prefer protection plans that align closely with that category’s typical issues (while still reading exclusions carefully).
- Self-insurance approach: if the device is low-cost relative to risk, setting aside a small repair fund can be simpler than managing claims.
FAQ
What types of damage are covered?
The plan covers accidental damage such as drops, spills, and cracked screens, and includes power surge protection from day one for eligible devices.
Does it cover malfunctions after the manufacturer warranty ends?
Yes, the plan can cover certain malfunctions after the manufacturer’s warranty ends, as long as the device and situation are eligible under the plan terms.
How soon do I need to buy the plan?
You must purchase the plan with your product or within 30 days of the product purchase.
Are pre-existing issues covered?
No. Pre-existing conditions are not covered.
Is business or commercial use covered?
No. Products for business or commercial use are excluded.
Where do I file a claim?
Claims are filed online through Asurion’s claims site (listed as Asurion.com/amazon). You can expect a shipping label workflow for sending the device if required.
How do I know which item the plan covers?
Because policy information can arrive separately from the product (sometimes before or after the item), it is important to review your plan emails and order documents so you can confirm the protected item matches your purchase.
Specifications
| Product Title | ASURION 2 Year Portable Electronic Accident Protection Plan ($60 - $69.99) |
|---|---|
| Category | Electronics > Electronic Protection Plans |
| Manufacturer | ASURION |
| Price | USD 6.99 |
| Rating | 4.4/5 from 3,044 Amazon ratings |
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