ASURION 2 Year Portable Electronic Accident Protection Plan ($40 - $49.99)
Quick take
This Asurion plan is an add-on for portable electronics that aims to protect you from accident-related damage like drops, spills, cracked screens, and power surges, with coverage extending beyond the manufacturer’s warranty. It can be especially appealing if you want a straightforward “repair, replace, or reimburse” path after a mishap. The main tradeoff is that the claim process may involve multiple steps and documentation, and it won’t cover pre-existing conditions.
Pros and cons
Pros
- Covers accidents such as drops, spills, cracked screens, and includes power surge protection from day one.
- No additional cost for covered repairs, replacements, or reimbursements (shipping included).
- Easy-to-follow claim flow via Asurion’s site, with repair, replacement, or reimbursement up to the purchase price (excluding tax).
- Designed for eligibility tied to buying the plan with the product or within 30 days.
Cons
- Not everything is covered, since pre-existing conditions are excluded.
- Coverage for malfunctions is tied to what happens after the manufacturer warranty ends.
- Some claim experiences can feel paperwork-heavy, with requests for photos and purchase-plan documentation.
- Not intended for products used for business or commercial purposes.
What buyers think
Buyer-review themes that come through consistently focus on the claim experience and whether the plan feels reassuring after an accident. Many reviewers describe the claims process as fast and easy to start, sometimes highlighting quick submission and receiving a resolution such as a replacement, repair, or reimbursement. There are also reviews that emphasize customer support and responsiveness during the process. At the same time, buyer-review evidence is mixed on how smooth claims can feel in practice, with some people reporting the need for multiple rounds of documentation and details before the outcome is approved.
What this plan covers (and when)
This is a portable electronic accident protection plan intended to help with everyday mishaps. Based on the plan terms, you’re looking at coverage that includes:
- Accidental damage: drops, spills, and cracked screens.
- Power-related events: power surge protection from day one.
- Malfunctions: covered after the manufacturer’s warranty ends.
Claim outcome options: If you file a covered claim, the plan is designed to repair, replace, or reimburse you up to the purchase price, excluding tax.
Eligibility rules to double-check before you buy
Protection plans only help when you meet the timing and use requirements. Before purchasing, make sure you understand these key constraints:
- Timing: the plan must be purchased with the product or within 30 days of purchase.
- Exclusions: pre-existing conditions are not covered.
- Use case: products for business or commercial use are excluded.
Also, the terms are provided electronically and can be accessed through your account area where your purchase history and documents live.
How claims typically work
Reviewers who felt positive about the plan often mentioned that claims were straightforward to initiate. The documented claim path is web-based, and the plan is intended to resolve your issue quickly once approved. That said, be prepared for requests for supporting information.
- Start a claim online: file the claim through Asurion’s claim portal.
- Provide required documentation: depending on the situation, you may need to submit details and images of the device and evidence tied to the purchase.
- Follow next steps: after approval, the plan directs you to drop off the item at an Asurion location.
- Receive resolution: the plan supports repair, replacement, or reimbursement (up to purchase price, excluding tax).
Why this matters: if you prefer a very minimal, no-back-and-forth process, you may want to review the plan’s claim requirements carefully before opting in.
Pros and cons breakdown for common buyer scenarios
Best for shoppers who want accident protection for portable electronics
- You frequently carry your device and want coverage for drops, spills, and cracked screens.
- You want power surge coverage starting immediately.
- You’re looking for an “accident protection” plan rather than just standard warranty extension.
Who should consider skipping a plan like this
- You might not qualify if the plan timing window is missed, or you are unsure whether your device use is personal vs. commercial.
- If you bought the item used or suspect the device has an issue that could be considered pre-existing, this type of exclusion may limit usefulness.
- If you strongly dislike paperwork or want near-instant resolution with no documentation requests, claim experiences may not feel seamless.
Is it worth it?
The value of the Asurion 2-year portable electronic accident protection plan comes down to how likely you think accidents are and how comfortable you are with the claims process. If you carry your device often, are worried about drops or spills, and want an option that covers accidents and power surges, the plan’s structure can make it easier to recover from a mishap without paying full repair or replacement costs out of pocket. If you primarily rely on normal warranty coverage, rarely handle your device away from home, or you want the simplest possible claims workflow, you may want to weigh alternatives based on your risk level and preferred claim experience.
Price and availability
The plan is offered for a device purchase price band ($40 to $49.99). To confirm the current cost for your exact product and the eligible category, check the latest listing details on the retailer page.
FAQs
Does this plan cover drops and cracked screens?
Yes. The plan is designed to cover accidents including drops, spills, and cracked screens.
Is power surge protection included?
Yes. Power surge protection is included from day one.
When does malfunction coverage start?
Malfunctions are covered after the manufacturer’s warranty ends.
How do I file a claim?
You start a claim online through Asurion’s claim portal. The process may require supporting information such as photos and evidence tied to the purchase.
What does reimbursement include?
Reimbursement is up to the purchase price, excluding tax.
Is there coverage for pre-existing conditions?
No. Pre-existing conditions are not covered.
Specifications
| Product Title | ASURION 2 Year Portable Electronic Accident Protection Plan ($40 - $49.99) |
|---|---|
| Category | Electronics > Electronic Protection Plans |
| Manufacturer | ASURION |
| Price | USD 4.99 |
| Rating | 4.4/5 from 12,799 Amazon ratings |
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