ASURION 2 Year Portable Electronic Accident Protection Plan ($30 - $39.99)
Quick take
This two-year accident protection plan adds coverage for drops, spills, and cracked screens from day one, and it can also cover malfunctions after the manufacturer’s warranty ends. It’s a practical fit for shoppers who want to reduce the financial risk of everyday mishaps, as long as the item is eligible and you buy the plan within the stated window. The main caveat is that exclusions apply (like pre-existing conditions and business use), and claim outcomes depend on the documentation and the plan terms.
Pros and cons
Pros
- Covers drops, spills, cracked screens, and includes power surge protection from day one.
- After the manufacturer’s warranty ends, malfunctions are covered.
- Claims can be submitted online, and the plan can repair, replace, or reimburse up to the purchase price (excluding tax).
- Plan terms are provided after purchase, helping you understand what applies to your item.
Cons
- Eligibility rules are strict, including purchase timing and excluding pre-existing conditions.
- Business or commercial use is excluded.
- Reimbursement is limited to the purchase price (excluding tax), so it may not fully cover your replacement cost in all cases.
- Review evidence includes both smooth claim experiences and at least one account of slow or contentious photo/documentation handling, suggesting results can vary by situation.
What buyers think
Buyer-review evidence points to two broad themes: the plan can be straightforward to use when a claim is submitted, and the online claim process can feel efficient for some people. Several reviews describe easy claim filing and quick resolution outcomes such as repair, replacement, or reimbursement. At the same time, at least some review feedback highlights that documentation and claim handling can become frustrating, particularly when claim approval depends heavily on submitted photos or materials and when communication timelines do not match expectations. Overall, buyer-review evidence suggests the experience is often convenient, but it is not a guarantee that every claim will be resolved quickly or exactly as you hope.
What this protection plan covers (and when)
This plan is built for accidental damage and later-life issues, with coverage starting immediately for accidents.
Accidental protection from day one
- Drops and spills
- Cracked screens
- Power surge protection
Malfunctions after the manufacturer’s warranty ends
Beyond accidents, it can also cover malfunctions once the manufacturer’s warranty period has ended. That makes it most useful for electronics that you expect to keep using regularly for the next couple of years, not just the first few months.
What this plan does not cover (important exclusions)
To avoid surprises, pay close attention to eligibility and exclusions before buying.
- Pre-existing conditions are not covered.
- It must be purchased with your product or within 30 days of purchase.
- Business or commercial use is excluded.
Because these rules can affect whether your claim is accepted, it’s worth reviewing the emailed terms and the “Product guides and documents” area for the specific plan details tied to your item.
How claims work
When you need to file, the process is intended to be quick. You submit a claim online, and the outcome can include repair, replacement, or reimbursement up to the purchase price (excluding tax).
- File at Buy on Amazon (as referenced by the plan documentation)
- Terms are emailed within 24 hours after purchase and also available under “Your Orders”
- Follow the claim instructions closely, including any documentation and photo requirements
Who this plan is best for
- People who use portable electronics daily, where drops and spills are realistic risks.
- Shoppers who want coverage that starts immediately for accident damage like cracked screens.
- Buyers looking for protection beyond the manufacturer’s warranty, especially if you expect your electronics to keep working for a while.
Who should probably skip it
- You plan to use the device for business or commercial purposes.
- You are within the wrong purchase window (the plan generally needs to be purchased with the product or within 30 days).
- You’re replacing the device frequently and the capped reimbursement amount (purchase price excluding tax) may not meaningfully help.
Pros and cons vs. your alternatives
If you’re deciding between protection plans and other options, consider what you’re trying to protect against.
- If your main concern is accidental damage: this plan’s day-one coverage for drops, spills, and cracked screens can align well with that risk.
- If you only care about early defects: a protection plan may be unnecessary if you can stay within the manufacturer warranty timeline.
- If you want maximum certainty on replacements: keep in mind that the plan’s remedy can be repair, replacement, or reimbursement, and claims rely on the documentation requirements in the plan terms.
Verdict
The ASURION 2 Year Portable Electronic Accident Protection Plan is a solid choice for shoppers who want immediate coverage for everyday accidents and additional protection after the manufacturer warranty ends. It’s especially appealing for portable electronics you carry and use often. Just make sure you qualify under the purchase timing and exclusion rules, and be prepared for claim steps that can involve careful documentation.
FAQs
Is the ASURION 2 Year Portable Electronic Accident Protection Plan worth it for portable electronics?
It can be worth considering if you want day-one protection for accidents like drops, spills, and cracked screens, plus coverage for malfunctions after the manufacturer’s warranty ends. If your main risk is very specific or if you do not meet the plan’s eligibility and timing rules, the value may be lower.
What does the plan cover from day one?
The plan covers drops, spills, cracked screens, and power surge protection from day one.
When does malfunction coverage start?
Malfunctions are covered after the manufacturer’s warranty ends.
How do I file a claim?
File a claim online through Asurion.com/amazon. Terms are emailed after purchase, and you’ll also find terms and details in “Your Orders.” Follow the claim instructions carefully, including any documentation and photo requirements.
Are pre-existing conditions covered?
No. Pre-existing conditions are not covered.
Can I buy the plan after I purchase the product?
Eligibility requires buying the plan with your product or within 30 days of purchase.
Is the plan valid for business or commercial use?
No. Products for business or commercial use are excluded.
What is the maximum reimbursement amount?
The plan provides repair, replacement, or reimbursement up to the purchase price, excluding tax.
Specifications
| Product Title | ASURION 2 Year Portable Electronic Accident Protection Plan ($30 - $39.99) |
|---|---|
| Category | Electronics > Electronic Protection Plans |
| Manufacturer | ASURION |
| Price | USD 3.99 |
| Rating | 4.3/5 from 22,258 Amazon ratings |
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