ASURION 2 Year Personal Care Protection Plan ($40 - $49.99)

Quick take

The ASURION 2 Year Personal Care Protection Plan extends protection for eligible portable personal care products, covering things like drops, spills, cracked screens, and power surge protection from day one. It may be worth considering if you want a simple, online claims flow, but it is not for everyone due to strict eligibility timing and exclusions like pre-existing conditions and business/commercial use.

Pros and cons

Pros

  • Clear claim path: file a claim online and expect repair, replacement, or reimbursement up to the purchase price (excluding tax).
  • Broad everyday incident coverage: drops, spills, and cracked screens for eligible portable products.
  • Power surge protection included from day one.
  • Coverage extends beyond the manufacturer’s warranty for malfunctions, per plan terms.

Cons

  • Eligibility matters: the plan must be purchased with the product or within 30 days of purchase.
  • Not everything is covered: pre-existing conditions are excluded, and business or commercial use is not eligible.
  • Claim acceptance can vary by situation, and at least some buyers report denials tied to claim circumstances.

What buyers think

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Buyer-review evidence is mixed but includes a clear pattern: many commenters focus on the claims process being straightforward and fast, often describing online submission and mail-in steps. Several reviews also emphasize the peace of mind value of having protection after purchase. At the same time, there are reviews indicating that some claims were not approved, which suggests outcomes depend heavily on whether the situation fits the plan terms and timing requirements. Overall, buyer-review evidence supports “easy process for eligible cases,” but it also highlights that coverage is not automatic for every failure mode or timeline.

What this plan covers (and when coverage starts)

This is a 2-year protection plan intended for eligible portable personal care products. It’s structured to cover common accidents and certain electrical events, with coverage extending after the manufacturer warranty ends.

  • Drops, spills, and cracked screens: covered for eligible portable products.
  • Power surge protection: included from day one.
  • Malfunctions after the manufacturer’s warranty ends: covered after the original warranty period, per plan terms.
  • Claims outcomes: repair, replacement, or reimbursement up to the purchase price (excluding tax).

One important buyer takeaway: the plan is not positioned as a universal replacement for every scenario. It is best approached as coverage for specific types of damage and malfunctions as defined by the terms.

Eligibility rules that can make or break the value

Even good protection plans can end up being a poor fit if you miss the eligibility window or your use case falls outside the plan rules.

  • Purchase timing: the plan must be purchased with the product or within 30 days of purchase.
  • Pre-existing conditions: not covered.
  • Use case: products for business or commercial use are excluded.

If you tend to buy during promotions, gift items, or shop across multiple orders, double-check your purchase date against the plan window before relying on coverage.

How claims typically work

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The process is designed to be fast and online. You file a claim in minutes at the claims website, and the plan provides a pathway for repair, replacement, or reimbursement.

  • Start online: submit your claim through Asurion’s claim portal.
  • Mail-in steps may apply: some buyers describe shipping the item using a provided label.
  • Resolution type: repair, replacement, or reimbursement up to purchase price (excluding tax).

Because outcomes depend on whether the claim matches the plan terms, it’s wise to keep purchase documentation and be clear about what happened and when.

Pros and cons breakdown by buyer priority

If you want accident coverage for portable use

This plan’s focus on drops, spills, and cracked screens is aligned with the everyday risk profile of portable personal care devices. If you’re buying something you carry, travel with, or use frequently, accident coverage can be the main reason to consider a plan like this.

If you care most about hassle-free claims

Reviews commonly point to an easy claim experience. That said, there are also reports where claims were not approved, so the safest way to use this plan is to understand its timing and exclusion rules before you need it.

If you’re price-sensitive

The plan cost shown here is listed as $40 to $49.99 depending on the product. Because the exact cost and coverage fit can vary by item, you should weigh the plan fee against your device’s vulnerability and your likelihood of damage versus repair cost.

Who should buy it

  • Shoppers buying a portable personal care device that is prone to drops, spills, or screen damage.
  • People who want coverage to extend beyond the manufacturer warranty for malfunctions.
  • Buyers who prefer filing claims online and want a defined repair or replacement pathway.

Who should skip it

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  • Anyone who may miss the 30-day eligibility window after purchase.
  • Shoppers concerned about pre-existing issues, since those are excluded.
  • Business or commercial users, since business use is not eligible.

Verdict

The ASURION 2 Year Personal Care Protection Plan is a practical add-on for eligible portable personal care devices, especially if your main worry is everyday accidents and you want coverage extending after the manufacturer warranty ends. It can be a good value when you fit the eligibility rules and the failure type matches the plan terms, but buyer outcomes can vary, so review timing and exclusions before you commit.

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FAQs

Is the ASURION 2 year personal care protection plan worth it?

It can be worth it if you buy an eligible portable personal care device and want coverage for drops, spills, cracked screens, plus power surge protection, with additional malfunction coverage after the manufacturer warranty ends. The value depends on whether you buy within the eligibility window and whether your device use and claim situation fit the exclusions and terms.

What does the plan cover?

It covers drops, spills, and cracked screens for eligible portable products, includes power surge protection from day one, and covers malfunctions after the manufacturer’s warranty ends, as defined by the plan terms. Claims can result in repair, replacement, or reimbursement up to the purchase price (excluding tax).

When do I need to purchase the plan?

The plan must be purchased with the product or within 30 days of purchase. If you miss that window, you may not be eligible for coverage.

Are pre-existing conditions covered?

No. Pre-existing conditions are excluded under the plan terms.

Can I use the plan for business or commercial use?

No. Products for business or commercial use are excluded.

How do I file a claim?

You file a claim online through Asurion’s claims website. The process leads to a resolution such as repair, replacement, or reimbursement up to the purchase price (excluding tax), and some claims involve mailing the item using a provided shipping label.

Does the plan reimburse tax?

No. Reimbursement is up to the purchase price, excluding tax.

Specifications

Product TitleASURION 2 Year Personal Care Protection Plan ($40 - $49.99)
CategoryElectronics > Electronic Protection Plans
ManufacturerASURION
PriceUSD 4.99
Rating4.3/5 from 2,322 Amazon ratings

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